API Terms of Use
Version 1.0 — Effective 20 May 2026
These API Terms are incorporated by reference into the portfolIQ Terms of Service. In case of conflict, the Terms of Service prevail on commercial matters; these API Terms prevail on technical and API-specific matters.
1. Scope
These API Terms cover access to the portfolIQ HTTP API at https://api.portfoliq.io/v1/*, the read-only SQL endpoint at db.portfoliq.io, and the dbt package portfoliq-dbt (coming soon).
2. Authentication
All calls must include a valid API Key in the X-API-Key header. The Authorization: Bearer header is also accepted. API Keys are issued from your dashboard.
3. Rate Limits and Quotas
The Pricing page is the source of truth. Summary below for reference:
| Plan | Monthly quota | Burst rate limit |
|---|---|---|
| Free | 10,000 requests | 10 req/min |
| Starter | 100,000 requests | 60 req/min |
| Growth | 500,000 requests | 300 req/min |
| Pro | 5,000,000 requests | 600 req/min |
Quotas reset on the first day of each calendar month at 00:00 UTC. Over-quota requests receive HTTP 429 Too Many Requests.
4. Usage Restrictions
You may not:
- Re-syndicate, re-sell, or redistribute API responses as a standalone data feed or marketplace listing.
- Use portfolIQ Data to build a competing data product offered to third parties.
- Train machine-learning models on portfolIQ Data for the purpose of building a competing data product.
- Circumvent quota or rate limits (for example via fan-out concurrent calls or shared caches across distinct customers).
Full usage restrictions are set out in Terms of Service Section 6.
5. Caching
You may cache API responses within your own infrastructure to improve performance and reduce redundant calls. Cached data may not be used to circumvent quotas or to rebuild a service substantially similar to portfolIQ.
6. No Benchmark Use — No Fixing (BMR Covenant)
You may not use portfolIQ data as input, source, or reference for:
- (a) the calculation of any financial index, benchmark, or reference rate within the meaning of EU Regulation 2016/1011 (BMR) or any equivalent regulation; or
- (b) any price-fixing mechanism for financial instruments, derivatives, or futures contracts.
portfolIQ data is a derived, time-delayed composite (“VWAP consensus”) intended for informational and research purposes only. Not financial advice. Methodology disclosed.
Any intended use that may fall within the scope of the BMR or an equivalent regime requires prior written notification to legal@portfoliq.io and explicit written consent from portfolIQ before such use commences.
7. Attribution
Free Plan: display “Powered by portfolIQ” (linked to portfoliq.io) on any page that displays portfolIQ Data. Paid Plans: attribution is optional but recommended.
8. Disclaimer
Not financial advice. Methodology disclosed. Data provided for informational purposes only.